Are Toilets Covered Under Home Warranty?

bathroom with toilet, shower and sink

A home warranty can be a homeowner's best friend when unexpected repairs happen, especially in plumbing areas. Few things are as crucial and frequently used as toilets. They're the unsung heroes of daily life, providing comfort and convenience in our homes. One common question many homeowners have is: are toilets covered under a home warranty plan, and how does Porch Warranty handle this?

Home Warranty Coverage for Plumbing and Toilets

Home warranties provide coverage for various plumbing issues under its home warranty plans. Specifically, Porch Whole Home Warranty offers the following coverage for toilets:

  • Mechanized parts and components within the toilet, such as flush mechanisms and internal plumbing within the tank.

  • Replacement of up to three toilets using a standard two-piece white builder’s model, including toilet tanks, bowls, and wax ring seals.

  • Coverage extends to leaks and breaks of water, drain, waste, and vent lines within the main foundation's perimeter, highlighting Porch’s commitment to comprehensive plumbing protection.

Exclusions in Plumbing Coverage

While Porch Warranty’s plumbing coverage is extensive, certain items and scenarios are excluded, such as:

  • Plumbing outside the foundation’s perimeter, including all piping and plumbing below the foundation or slab.

  • Bathtubs, bidets, exterior hose bibs, and other fixtures and accessories not specifically listed as covered.

  • Damage caused by freezing or root damage.

  • Repairs requiring structural alterations to the home (e.g., walls, floors, ceilings).

This detailed exclusion list helps homeowners understand what is not covered, avoiding surprises when using their warranty.

Benefits of Choosing Porch Warranty

Choosing Porch Warranty for plumbing coverage comes with several benefits:

  • Assurance that major plumbing components like toilets are covered, reducing out-of-pocket expenses for significant repairs.

  • Clear limitations and exclusions to help homeowners plan and prepare for potential uncovered repairs.

  • Additional features such as emergency service and efficient claim processing, enhancing the overall value of Porch’s home warranty plans.

  • Handyman services, a network of vetted professionals to assist in anything from small repairs to TV mounting.

When it comes to whether toilets are covered under a home warranty, the answer is a yes, especially with comprehensive plans like those offered by Porch Warranty. These plans often include plumbing issues, including toilet repairs and replacements, providing homeowners with peace of mind and financial protection against unexpected expenses.

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