Porch Warranty Privacy Policy
Last Updated: June 12, 2023
Overview
This Privacy Policy describes how Porch Warranty on behalf of itself and certain of its affiliates and subsidiaries (“we”, “us” or “our”), collects, uses, and shares personal information. This Privacy Policy applies to personal information we collect when you access or use our websites, telephone services, or other platforms or properties (the “Properties”), use our products and services (individually and collectively with the Properties, the “Services”) or otherwise interact with us. This Privacy Policy also applies to personal information we collect from other sources, including Porch Warranty’s parent company and direct and indirect subsidiaries (each, a “Porch Group Company”). If you do not agree with the terms of this Privacy Policy, please do not continue using the Services.
By "personal information," we mean information that uniquely identifies an individual, such as your name, or email address or your unique financial information, such as your credit card number; and information that we link to your unique identifier(s) or unique financial information. If information is de-linked or de-identified, we do not consider it to be personal information. For example, a postal address would not be personal information if it were included in a list of addresses without names or other unique identifiers. Business information (such as the name of a business or the business address or phone number) is not personal information.
References to Porch Warranty also include warranty administrators and companies providing services to us and our business partners, to the extent that such parties are collecting, using, or sharing personal information for or on our behalf. This Privacy Policy applies to information collected by those companies only when they provide it to us.
We may change this Privacy Policy from time to time. If we make changes, we will notify you by posting the updated Privacy Policy on our website and updating the effective date at the top of this Privacy Policy. If we make material changes, we will provide you with additional notice (such as adding a statement to our website or sending you an email notification).
Information We Collect
Information You Give to Us
We collect information you provide directly to us. For example, we collect your name, email address, address, contact number, and other information when you make a service request; apply for or make a purchase; request customer support; leave a review; or otherwise upload, link, or provide content that includes personal information.
Information We Collect Automatically
When you access or use the Services or when we send you emails, we and our advertisers may use tracking technologies to automatically collect information about you. Please see our Cookie Policy to learn more about these technologies, how we use them, and how to manage or disable them. Automatically collected information may be associated with your unique browser, device identifier, or Internet protocol (IP) address, but we do not consider it to be personal information unless it is linked to your unique identifier(s).
Automatically collected information may include:
Log Information and Analytics. We may log information such as IP address, time zone, access times, operating system, browser type and language, Internet service provider (ISP), and the web page you visited before navigating to our Services. We may collect information about your use of our Services, such as clicks, scrolls, features accessed, access time and frequency, errors generated, performance data, storage utilized, user settings and configurations.
Usage and Session Information. We may collect usage information, such as how many visitors visit a specific page, how long they stay, which links they click on, and how, when and how often they order particular services, and session information, such as mouse actions, pages visited, screen actions and other interaction patterns.
Device Information. We may collect information about the computer or mobile device you use to access our Services, including the hardware model, operating system and version, unique device identifiers, mobile network information and, if your device allows us to do so, location data.
Transaction Information. When you shop for or purchase a service through us, we collect information about the transaction, such as the date and location of the service request.
Emails. When you receive emails from us, we collect information about whether and when you opened the email, whether you clicked on the images and links in the email, and whether your computer or mobile device is capable of receiving HTML-based email.
Information Collected from Calls
When you call us, when we call you, or when we connect calls between users and our administrators, we may monitor and/or record those calls for quality assurance and customer satisfaction purposes. In those jurisdictions where consent is required for a party to record a telephone call, you consent to us recording such calls. We treat the records of these calls, when linked to your unique identifier(s), as personal information.
Information We Collect from Porch Group Companies and Third Parties
The Porch Group Companies may provide Porch Warranty with information they collect from their customers and business partners. For example, if you purchase moving services from the moving companies in the Porch Group Companies, that company may provide your information to Porch Warranty to allow us to offer other home services to you.
We may obtain personal information from third party data providers and public sources. We may match the personal information you provide directly to us (for example, your email address) with information obtained from other sources (such as your name, telephone number, and mailing address).
Aggregate and Anonymized Information
We may also aggregate (group) or de-link/de-identify (anonymize) information. Aggregated, anonymized data is not personal information subject to this Privacy Policy, and we may use it to analyze usage of the Services or for any other purpose. We may also share aggregated and/or anonymized information with Porch Group Companies and our and their business partners. For example, based on the information we have obtained from and about individuals, we may compile a list of addresses that we believe are associated with an individual moving to a new address and provide that list (without any unique identifiers for the individuals) to our business partners.
Categories of Personal Information Collected
In the last 12 months, Porch Warranty has collected the following categories of personal information from the categories of sources described above. We consider this information to be personal information to the extent that it is information that uniquely identifies you, is unique financial information, or is linked to your unique identifier(s), or if it is defined as personal information by applicable state law.
Category:
Identifiers
Examples:Real name, postal address, unique personal identifier, Internet Protocol address, email address, phone number, date of birth, or other similar identifiers.
Category:
Personal information categories listed in the California customer records statute (Cal. Civ. Code § 1798.80(e))
Examples:
Name and telephone number.
Address (in states that designate a postal address as personal information, such as California).
Some personal information included in this category may overlap with other categories.
Category:
Protected classification characteristics under California or federal law
Examples:
Age (40 years or older), sex (including gender, gender identity, gender expression).
Category:
Commercial information
Examples:
Records of personal and real property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.
Category:
Internet or other similar network activity
Examples:
Search history, information on a consumer's interaction with the website, application, or advertisement while using or interacting with the website.
Category:
Geolocation data
Examples:
None.
Category:
Professional or employment-related information
Examples:
None.
Category:
Inferences drawn from other personal information.
Examples:
None.
Category:
Audio, electronic, visual, thermal, olfactory, or similar information
Examples:
None.
Category:
Biometric Information
Examples:
None.
Category:
Education Information
Examples:
None.
How We Use the Information We Collect
In general, we use the information we collect to operate our business, including:
To provide, maintain and improve the Services and the services of other Porch Group Companies.
To analyze trends, administer our websites, and track visitor navigations on our websites.
To process transactions, to provide and improve customer service, to communicate with you about the Services, changes in our policies or other service matters, and to otherwise manage our customer relationships.
To market products and services from us and our business partners, to optimize marketing campaigns, and to analyze their effectiveness, distribution and reach.
To develop new products and services (including improving algorithms).
To detect, investigate and address technical issues, security incidents, fraudulent transactions, abuse, violations of our agreements and policies, and illegal activities.
To comply with our legal obligations and legal process.
To administer contests, promotions or sweepstakes.
To create aggregated or de-identified data sets.
To carry out certain short-term activities and other reasonable internal purposes related to the Services, the products or services you purchase through us or your ongoing relationship with us.
To perform other business purposes described at the time the information is collected or as otherwise set forth in applicable data privacy laws.
Porch Warranty will not collect additional categories of personal information or use the personal information we collect for materially different, unrelated, or incompatible purposes without providing you notice.
How We Share Information
Except as described in this Privacy Policy, we do not sell or rent your personal information to any third party. If we share your personal information, we do so only as follows:
Porch Group Companies
We share information with Porch Group Companies for marketing purposes, to allow them to improve their products and services (such as confirming or supplementing information they have about a person or to classify a person as a mover), in connection with the data, technical, legal, accounting, and other services shared between the Porch Group Companies, and for other internal business purposes. The Porch Group Companies will be bound by the terms of this Privacy Policy with respect to personal information received from Porch Warranty and will use that personal information only as described in this Privacy Policy.
Companies Providing Services to Porch Warranty
We share information with third-party vendors, consultants, and other service providers that are providing business services to Porch Warranty. For instance, we may share information about you with a third-party service provider that hosts the Properties, provides call center or other customer service, sends out emails, serves ads to you on the Properties or on a third-party platform, or monitors or analyzes Services data. Such companies will have access to personal information only as necessary to carry out their work and are prohibited from using it for any other purpose.
User-Directed Disclosures
We share your personal information when you direct us to do something that requires its disclosure or when you otherwise provide your consent. For example, if you request information or services offered by service providers, we may provide your personal information to them in connection with your request.
Partners
We share your personal information in connection with Services offered to you in conjunction with our partner programs or promotions. If you request, access or use our Services through our partners (which could be a Porch Group Company or a third party) or if you request, access or use their services through our Properties, both Porch Warranty and the partner may receive your personal information.
Compliance with Laws and Policies; Protection of Rights
We may disclose your personal information if we believe disclosure is necessary to comply with any applicable law, regulation, or legal process, to cooperate with government or law enforcement, or to avoid legal liability; to resolve complaints or disputes; to investigate and resolve technical issues, security incidents, fraud, abuse, and illegal activities; if we believe your actions are inconsistent with the spirit or language of our user agreements or policies; or to protect the rights, reputation, safety and property of Porch Warranty or others.
Strategic Transactions
We may disclose personal information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business or in a bankruptcy, liquidation, dissolution or similar transaction. In the event that we are acquired in such a transaction, our collected information would be one of the transferred assets.
Professional Information
We do not consider business information to be personal information. Accordingly, we may share business names, owner/proprietor names, business contact information and other information with third parties for any purpose.
Categories of Personal Information Disclosed
In the last 12 months, Porch Warranty has disclosed the following categories of personal information for a business purpose to the following categories of third parties:
Category of Information:
Identifiers
Category of Third Parties:
Companies providing business services to us
Porch Group Companies
Category of Information:
Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e))
Category of Third Parties:
Companies providing business services to us
Porch Group Companies
Category of Information:
Protected classification characteristics under California or federal law
Category of Third Parties:
Companies providing business services to us
Porch Group Companies
Category of Information:
Commercial Information
Category of Third Parties:
Companies providing business services to us
Porch Group Companies
Category of Information:
Internet or other similar network activity
Category of Third Parties:
Companies providing business services to us
Category of Information:
Geolocation data
Category of Third Parties:
None
Category of Information:
Professional or employment-related information
Category of Third Parties:
None
Category of Information:
Inferences drawn from other personal information
Category of Third Parties:
None
Category of Information:
Audio, electronic, visual, thermal, olfactory, or similar information
Category of Third Parties:
None
Category of Information:
Biometric Information
Category of Third Parties:
None
Category of Information:
Education Information
Category of Third Parties:
None
Security
We take reasonable measures, including administrative, technical, and physical safeguards, to restrict access to your personal information and help protect it from loss, theft, misuse, and unauthorized access, disclosure, alteration, and destruction. For example, when you enter a credit card number on the Properties, we encrypt that information in transit over the Internet and when stored. However, no such measure is 100% secure.
Third-Party Websites or Services
The Properties may contain links to other third-party websites and services, either directly or through advertisements on the Properties. Porch Warranty is not responsible for the content or privacy practices of websites operated by third parties, including our advertising partners and networks. We encourage you to review the privacy policies of third-party websites and services before providing any information to them.
Managing Your Personal Information
Cookies
Most web browsers are set to accept cookies by default. If you prefer, you can usually choose to set your browser to remove or reject browser cookies. Please note that if you choose to remove or reject cookies, this could affect the availability and functionality of the Services.
To opt out of being tracked by Google Analytics when using our web-based services, visit https://tools.google.com/dlpage/gaoptout.
Promotional Communications
Receiving promotional calls, text (SMS) messages, emails and direct mail from Porch Warranty is completely voluntary, and you may opt out at any time. To opt out of promotional communications from Porch Warranty, you can contact Porch Warranty customer service at 1-877-407-3895 or email contact@porchwarranty.com. You can also opt out of receiving promotional emails by clicking the unsubscribe link in the email, and you can opt out of promotional text (SMS) messages by texting STOP. You may receive a final email or text message confirming your opt-out. Message and data rates may apply.
Please note that even if you opt out, we may still send you non-promotional communications, such as emails about site outages, your online account or service requests that you have submitted.
Communications By Third Parties
To opt out from receiving promotional communications from a Porch Group Company or other third party, or to make requests regarding your personal information or other information held by them, you should contact them directly.
Children and Our Services
Our Services are not directed to children, and you may not use our Services if you are under the age of 16. If we learn that we have collected personal information of a child under 16, we will make commercially reasonable efforts to delete such information from our files.
Retention
Porch Warranty retains personal information as long as it is needed for business or legal purposes. We also retain your information as necessary to comply with our legal obligations, resolve disputes and enforce our terms and policies.
Governing Law; Visitors Residing Outside the United States
Porch Warranty’s website and services are hosted and performed in the United States. This Privacy Policy is subject the laws of the United States of America and the State of Washington, without regard to conflict of law principles. If you reside outside of the United States, you are responsible for complying with local laws in connection with your use of the Services, and you consent to the collection, transfer, storage, and use of your personal information in the United States in accordance with this Privacy Policy.
The laws governing processing of personal information vary depending on the jurisdiction in which you reside. To the extent the laws of your jurisdiction are more restrictive than the terms of this Privacy Policy, it is our policy to follow the requirements of those laws to the extent those laws are applicable to Porch Warranty’s activities or personal information.
Additional Information or Assistance
Please address comments or questions about this Privacy Policy to contact@porchwarranty.com or write to us at the address below.
Porch Warranty
Attn: Privacy Policy
411 1st Ave S. Ste. 501
Seattle, WA 98104