Do Home Warranties Cover Air Conditioners?
As a homeowner, it’s important to protect your investment and ensure that your home’s systems are covered in case of unexpected breakdowns or repairs. A home warranty does just that. A common concern is whether home warranties cover air conditioners. We’ll provide you with a clear answer, explain what is and isn’t covered, and offer tips on maintaining your AC unit properly. So, if you are wondering if a home warranty covers air conditioners, read on.
Does a Home Warranty Cover Air Conditioners?
Yes, home warranties do typically cover air conditioning units, which is great news for homeowners. However, the specifics and limitations of your home warranty coverage may vary. While the main components of your air conditioning system are generally covered, review your home warranty contract to determine the exact details.
What’s Covered:
AC Units: A home warranty usually covers the central air conditioning unit or split system components. This includes the condenser, compressor, coils, and other essential parts.
Ductwork: The ductwork that distributes cool air throughout your home is often included in the coverage. Properly functioning ducts are vital for efficiently operating your air conditioning system.
Thermostat: In most cases, the thermostat that controls your air conditioner’s settings is covered. It’s important to have a functioning thermostat to regulate the temperature and ensure comfort in your home.
Electrical Systems: The electrical components related to your air conditioner, such as circuit boards and wiring, are generally covered by home warranties. These components play a crucial role in the operation of your AC unit.
What’s Not Covered:
Pre-existing Conditions: Home warranties typically don’t cover repairs or replacements for air conditioning units with pre-existing conditions or known issues before the coverage begins. It’s important to disclose any existing problems with your air conditioner before purchasing a home warranty.
Lack of Maintenance: Please pay attention to regular maintenance and care for your air conditioner properly to avoid denied claims. Home warranty providers expect homeowners to follow manufacturer guidelines and perform routine maintenance, such as filter replacements and cleaning, to keep the AC unit in good working condition.
Non-Essential Components: Some non-essential components, such as decorative or aesthetic features, may not be covered by home warranties. A home warranty focuses primarily on the functionality and essential parts of the air conditioning system.
Improper Installation: If your air conditioning unit was not installed correctly, resulting in malfunctions or damage, it may not be covered by the home warranty. It’s important to ensure that a qualified professional installs your AC unit according to industry standards.
You can make informed decisions about your air conditioning maintenance and potential warranty claims by knowing what is and isn’t covered. Regular maintenance and care for your AC unit are essential to ensure its longevity and efficiency.
Porch Whole Home Warranty A/C Protection
Porch's Whole Home Warranty Plan covers the primary central air conditioning and cooling system. It's important to note that claims are not liable for amounts exceeding $1,500 in the aggregate during the specified coverage term.
The coverage encompasses a comprehensive list of mechanized parts and components, including accessible ductwork, air handler, blower fan motors, capacitors, compressors, condenser fan motors, condenser coils, condensers, evaporator coils, fan blades, refrigerant gas lines, internal system controls, internal wiring, motors (excluding dampers), refrigerant filter dryer, refrigerant piping (excluding certain types), relays, reversing valves, switches and controls, and thermostats. This coverage applies to cooling systems with a capacity not exceeding five (5) tons per unit, designed for residential application.
For Glycol systems, Porch's coverage places a cap on claims, not exceeding $1,000 in the aggregate for the specified term.
How to Maintain Your AC Unit
Proper maintenance is key to ensuring the longevity and efficient operation of your air conditioning unit. Here are some essential maintenance tips that will help you keep your AC unit in top shape:
Regular Filter Replacement:
Replace your air filter at least every three months, or more frequently if you have pets or live in a dusty environment.
Clogged filters restrict airflow and can strain your AC system, leading to decreased efficiency and potential breakdowns.
Check the manufacturer’s recommendations for the specific type of filter used in your unit.
Clean the Outdoor Unit:
Keep the outdoor condenser unit free from debris, such as leaves, grass clippings, and dirt.
Regularly clean the unit using a hose to maintain proper airflow.
Ensure that the power to the unit is turned off before cleaning.
Remove any visible obstructions that may impede the airflow, such as branches or tall grass.
Clear the Surrounding Area:
Ensure that the area around your outdoor unit is free from obstructions.
Trim any plants, shrubs, or other vegetation to provide adequate clearance.
Maintain a clear space of at least two feet around the unit to allow for proper airflow.
Professional Maintenance:
Schedule regular professional maintenance with a licensed HVAC technician.
They can inspect and clean your AC system, check refrigerant levels, and address any potential issues before they escalate.
Professional maintenance typically includes tasks such as lubricating moving parts, checking electrical connections, and testing system performance.
It’s recommended to have your AC unit serviced at least once a year, preferably before the start of the cooling season.
Home warranties can be a valuable asset when it comes to protecting your air conditioning system. In addition, by following proper maintenance practices, such as regular filter replacement, cleaning the outdoor unit, and scheduling professional maintenance, you can maximize the lifespan and efficiency of your air conditioner. With a reliable home warranty and proper care, you can enjoy the comfort of a cool and well-maintained home. If you’re considering purchasing a home warranty or have further questions about coverage for your air conditioning unit, contact trusted home warranty providers or consult a real estate professional to find the best options available.
