Surge Protection
Protect your home from power surges & lightning—paid right on your TECO bill.
Florida storms don’t warn you. Comprehensive surge protection for the appliances and electronics you rely on, with up to $5,000 in coverage per occurrence.
What’s covered
Choose your protection
Every price below is the exact amount added to your monthly TECO bill. Pick the coverage that fits your home.
Device Protection
Physical, plug-in ZapCap protection for the devices plugged into it.
- $5,000 device warranty
- Physical plug-in surge protection
- Claims handled by Porch
Virtual Surge Protection
Whole-home protection against surges & lightning — no hardware needed.
- $5,000 per occurrence
- Covers high-value appliances & electronics
- Protection against direct lightning strikes
Total Defense
Device plus Virtual Surge — your most complete coverage in one line item.
- $5,000 device & virtual coverage
- Wraps your plug-ins with whole-home surge
- One simple bill, one Porch claims team
Exactly what you’ll pay — nothing hidden.
The price you choose is added as a single line item to your monthly TECO bill. There’s no separate payment and no credit card required. Your coverage continues each month until you cancel, and you can cancel anytime. Surge protection is provided and administered by Porch — TECO simply handles the billing.
Three steps. No paperwork.
Enroll in seconds
Enter your name, service address, and TECO account number. No payment information needed.
Pay on your TECO bill
Your chosen monthly premium appears as one clear line item on your regular TECO statement.
File claims with Porch
If a surge strikes, file directly with Porch’s digital portal or concierge team for fast resolution.
Frequently asked questions
Is Porch my utility provider?
No. TECO provides your electricity. Porch is an exclusive surge-protection partner for TECO customers — Porch provides the coverage and administers every claim. TECO simply adds your premium to your bill.
How do I pay?
Your monthly premium is added as a single line item to your regular TECO bill — the exact amount shown on your selected plan. No credit card or separate payment is required.
How do I file a claim?
File directly with Porch through the digital claims portal or by calling the Porch concierge team. Please don’t call TECO for claims — all coverage and claims are handled by Porch.
Can I cancel?
Yes — you can cancel anytime by visiting your account or calling the Porch support team. Your coverage and the line item on your TECO bill stop at the end of your billing cycle.
What does “per occurrence” mean?
Each covered surge event is eligible for up to $5,000 in protection across your covered appliances and electronics, subject to the full Terms & Conditions.
Enroll in seconds — no payment info required.
Confirm your details below. Your premium is added to your TECO bill, and you can cancel anytime.